Paying in Instalments

We offer two ways to spread the cost of your booking: Klarna and PayPal Pay in 3. Both are provided directly by Klarna and PayPal, not by The Nervous System Mentor, and both are optional at checkout alongside paying in full.

This page explains how each option works, who's eligible, and what to expect.

Klarna

Klarna lets you split your payment into instalments, handled entirely by Klarna once you reach their checkout screen.

How it works

  • Select Klarna as your payment method at checkout.
  • You'll be redirected to Klarna to choose from the payment options available to you. These vary by amount, your location, and Klarna's own eligibility checks at the time of purchase.
  • Once approved, we receive payment in full upfront. You then repay Klarna directly according to the plan you selected.

Do you need an account?

No pre-existing account is required. You'll provide some details during Klarna's checkout process and receive a decision within moments. If you've used Klarna before, you can log into your existing account to check out faster.

Eligibility

Klarna decides eligibility automatically, based on factors including your location, the order amount, and your history with Klarna. This decision sits entirely with Klarna and isn't something we can influence or override.

PayPal Pay in 3

PayPal Pay in 3 lets eligible customers split their payment into three interest-free instalments through their PayPal account.

How it works

  • Select PayPal as your payment method at checkout.
  • You'll be redirected to PayPal. If you're eligible, Pay in 3 will appear as a funding option alongside your usual PayPal balance, card, or bank details.
  • Your first instalment is taken at the time of purchase, and the remaining two are collected automatically by PayPal over the following two months.

Do you need an account?

Yes — Pay in 3 requires an existing or newly created PayPal account, and you'll need to be logged in to see whether it's offered to you. If you don't have a PayPal account yet, you can create one for free at paypal.com.

Eligibility

Whether Pay in 3 appears is decided automatically by PayPal, based on your account history, the order value, and their own checks at the time. This is generally available for orders roughly between €30 and €2,000, though PayPal makes the final call for each transaction and each customer.

Important information

  • Klarna and PayPal are independent providers of these instalment options. The Nervous System Mentor is not a credit broker or lender, and has no involvement in, visibility into, or control over approval decisions, credit checks, or repayment terms.
  • Full terms and conditions, including any fees for missed or late payments, are set entirely by Klarna and PayPal. Please review their terms directly before choosing to pay in instalments:
  • Instalment payment options may not be available for every order, every customer, or every location, and availability can change without notice.
  • If you have any questions about a payment made through Klarna or PayPal, including refunds or disputes on an instalment plan, please contact Klarna or PayPal directly, as they hold the payment and repayment records.

Need help?

If you have any questions about paying for a booking with us, get in touch before checkout and we'll do our best to help.

A note before this goes live: this page touches on consumer credit disclosure, which can carry specific legal requirements in Spain and the EU for BNPL products. It's worth having a solicitor or compliance advisor give it a quick review before publishing, particularly the "Important information" section.